About Us

Most "free" allocation calculators are attached to a company that sells investment products. Answer a few questions, and the result quietly points you toward that company's own funds. That's not a calculator — it's a lead form.

Asset Allocation Calculator has nothing to sell. It doesn't manage money, doesn't distribute funds, and doesn't take a cut of anything you decide to do with the answer. It exists to do one thing well: turn your goal, timeline, and risk tolerance into a clear, asset-class-level allocation — the kind of framework a fee-only advisor would sketch on a whiteboard, minus the sales pitch.

It's also built for the fact that most of these tools quietly assume you live in one particular country and use one particular currency. This one doesn't: pick from 29 countries and the numbers, formatting, and defaults adjust accordingly, while the underlying logic — asset classes, risk, time horizon — stays the same everywhere, because sound allocation principles aren't country-specific.

Everything the tool does is documented on the methodology page— no hidden scoring, no black box. And because there's no account system, nothing you enter is stored anywhere but your own browser.